Financial Freedom With A Budget
Freedom comes from having a budget! A lot of people would say that is false because they think a budget is restrictive. Think about what is more restrictive. Not having enough money to buy groceries a week before pay day or following a budget that has accounted for grocery purchases for the entire month and having extra savings for emergencies?
Diversify with International Stocks
International stocks represent 44.9% of the global market a figure too large to ignore. So, by owning international stock investments, you can diversify your portfolio and take advantage of opportunities by leading companies in emerging and other developed stock markets.
Opportunity or Caution
There are times when investors should be more aggressive and times to be more conservative. History clearly shows that most investors mistime their aggression.
Planning Makes a Difference
Financial planning is about more than assets, investments and net worth. It’s about what you want to do with your money and why. It’s about identifying your concerns, expectations and goals - it’s about how you feel and what you want.
Raising Twins While Becoming a CFP®
For me, becoming a CFP® started when my wife was pregnant with twins. During the nearly three years of CFP prep I was starting my business, studying, taking exams and feeding a baby girl in each arm!