Protecting Retirement Income
Ideally, no one wants to enter retirement during a prolonged and significant market decline. After all, a market shock reduces a client portfolio's value, diminishing the amount that can safely be withdrawn. There are levers that can be pulled to help increase your chances of meeting your retirement goals even during dips in your account values.
Staying the Course Doesn't Mean Sitting Still
There are many reasons having a financial plan is valuable, but maybe the most significant is that it can help you understand how to react to the latest negative headlines.
Opportunity for Lower Mortgage Payments
With the recent drop in interest rates to historical lows it is giving current home owners and prospective buyers an opportunity to save money with low mortgage rates.
Financial Freedom With A Budget
Freedom comes from having a budget! A lot of people would say that is false because they think a budget is restrictive. Think about what is more restrictive. Not having enough money to buy groceries a week before pay day or following a budget that has accounted for grocery purchases for the entire month and having extra savings for emergencies?
What Can Gardening Teach Us About Finances?
Over the years, as I have worked outside, I have thought about the relationship between gardening and personal finances. The number of similarities between the two is quite long and we can apply many of the principals of gardening to finances or vice versa. Keep reading to see some examples.